Life Insurance You
Don’t Have To Die To Use
What we’re providing is not just insurance. It’s a much-needed, proven SOLUTION: A Life insurance with Living Benefits – “Life insurance you don’t have to die to use”. Those Living Benefits allow cash withdrawals from your policy when you need them the most – for example, to help fill the gaps a health insurance policy does not cover, especially non-medical expenses: mortgage, car, food, tuition, etc.
Die too soon, Live too long, or Get sick. Those are the main concerns of most people.
Other than securing financial protection for your loved ones after your death, there are other events that may cause major disruptions in the financial well-being of your family.
You may become terminally, or critically ill; you may become chronically ill; you could have a major accident, or an injury, which may physically disable you for a lengthy period of time.
Or there’s no health problem, and because health care advancements are keeping us living longer, you’re going to outlive the retirement income you’re getting from Social Security, pensions, investments, etc.
Or you may suddenly need a large amount of cash for a critical expense, such as college tuition for a family member.
All of the above events can be covered by Accelerated Benefit Riders (additional contracts, but at no additional cost to you), which are included in our Indexed Universal Life policies. These will allow you to accelerate up to 100% of your death benefit, without your family having to wait for your death in order to make use of the money that’s owed to you.
Call us at (510) 508-7628 or send in a Contact Form, to find out more about how we can help you secure your financial well-being today.